First Time Home Buyers

From a down payment to the closing costs, there are plenty of steps to purchasing a home. See below for resources that make buying a home easier and more affordable:

First Time Homebuyer Counseling

• Urban League of Essex County
• La Case de Don Pedro
• NACA
• New Jersey Citizen Action

Mortgage Assistance

The New Jersey Housing and Mortgage Finance Agency
• Participating lenders
• Down Payment Assistance Program
• First-Time Homebuyer Mortgage Program
• Police and Firemen’s Retirement System Mortgage Program

New Jersey Community Capital

Mortgage assistance for low-to-moderate income populations
Pre-purchase counseling
Loan counseling and financial education